Mortgage Banking
October 2007
A leading mortgage insurance executive talks about the factors behind the current mortgage market troubles, some necessary cures and a timetable for recovery.
Read more: Q&A with William V. Nutt, President and CEO of AIG United Guaranty
Mortgage Banking
November 2007
Mortgage Banking recently interviewed James B. Lockhart, director of the Office of Federal Housing Enterprise Oversight, to talk about current market conditions and the role of Fannie and Freddie in restoring liquidity.
Mortgage Banking
November 2007
The mortgage meltdown is deepening, and prolonging the housing recession. A weak housing sector has ripple effects for the rest of the U.S. economy. Financial markets remain vulnerable to renewed turmoil from hidden exposures to subprime mortgages and related derivatives.
Mortgage Banking
August 2009
The chairman of the Federal Deposit Insurance Corporation shares her views on navigating the banking system through the current financial market crisis.
Mortgage Banking
April 2003
A new report from the Office of Federal Housing Enterprise Oversight (OFHEO) explores the attendant risks posed by the growing retained loan portfolios of the government-sponsored enterprises (GSEs). Fannie and Freddie hedge those risks expansively, but even the scope of the hedging efforts raises its own questions.
Mortgage Banking
May 2009
The $1 trillion Geithner public-private partnership investment plan offers a broad framework for using private-sector capital to enable price discovery and government-backed leverage to boost returns. Policy-makers hope the effort will move troubled mortgage assets off the balance sheets of banks.
Mortgage Banking
April 2005
It has been said that demography is destiny. That is to say, significant changes in birth rates, longevity, immigration and other changes in the size and age structure of the population of a nation will reshape its society and determine its future. Nowadays some observers are saying demography is also destiny for the housing sector of the economy.
Mortgage Banking
October 2006
Innovative mortgage products, enthusiastic investor support and consumer demand for new affordable loans have all come together to give extraordinary new power to the private mortgage-backed securities market. This has left the private sector setting the rules once largely dictated by Fannie Mae, Freddie Mac and FHA.
Mortgage Banking
October 2007
The subprime meltdown spilled over into other financial markets over the summer. Investors fled the private-label residential mortgage-backed securities market, shutting it down in early August. Facing margin calls, falling asset values, no buyers for non-agency bonds and no buyers for mortgages originated for the private-label market, mortgage companies large and small scrambled to survive.
