The Elephant in the Room

Activist investors have complicated the discussions over what to do with Fannie Mae and Freddie Mac. Powerful fund managers argue the two should be allowed to recapitalize and continue in their role as private companies. One might say they are the elephant in the room when it comes to housing finance reform options.

Mortgage Banking

August 2014

Read more: The Elephant in the Room

Yellen's Challenge

The task for the new Fed chairman will be to taper quickly enough to avoid a boost in inflation that could bring higher rates--but not so soon as to weaken the housing recovery.

Mortgage Banking

January 2014

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Breaking the Banks

Ozymandias (Ozy.com)

October 31, 2013

By Nate Barksdale

The financial news has been abuzz about JPMorgan Chase’s record $13 billion penalty agreement over the bank’s lending practices leading up to the 2008 financial crisis. And rightly so — it’s refreshing to see at least a little responsibility being taken for the train wreck of subprime mortgages, exotic securitizations and suddenly frozen cash flows.

Read more: Breaking the Banks

What Lies Ahead for Bernanke's Fed

The Fed has entered a period of policy uncertainty as it seeks to strike a difficult balance between concerns about inflation and the economy. Expect a watchful eye on potential rising labor costs, any pass-through of higher energy costs, and pricing fallout from high capacity utilization. And expect the central bank to monitor closely the housing sector for any signs it may become a drag on the overall economy.

Mortgage Banking

April 2006

Read more: What Lies Ahead for Bernanke's Fed

Beijing Moves to Enforce Care for Older Parents

Legislature Amends Laws, Calling on Government to Do More and for Adult Children to Assist Their Parents

Carlos Tejada, Wall Street Journal, December 31, 2012

Story quotes Mr. England and mentions his book Aging China.

Read more here.

Retirement Benefits Headed for Cliff?

Tax benefits for employee retirement plans could end up on the chopping block as Congress and the White House seek ways to raise federal revenue, experts fear.

Institutional Investor

November 30, 2012

Read more here.

The Era of the Compliance Officer

Former Comptroller of the Currency Eugene A. Ludwig says the banking industry will need time to establish regulatory ‘equilibrium’ following the recent flood of new rules and regulations.

BAI Banking Strategies

November 30, 2012

Read morer here.

Down, But Not Out

Mortgage brokers are adapting their business model to survive, after looking like an endangered species. Some insiders now believe the cycle is turning and the role of mortgage brokers is poised to grow.

Mortgage Banking Magazine

October 2012

Read more: Down, But Not Out

Lykken on Lending September 17, 2012

Robert England was a guest on David Lykken's online radio talk show Lykken on Lending, Monday, September 17, 2012. The topic was Mr. England's cover story in the September issue of Mortgage Banking, "A Pivotal Election: The NEXT Administration," along with a second article in the same issue, a Q&A with Richard Cordray, director of the Consumer Finance Protection Bureau.

The interview with Mr. England is the second half of the hour-long show. Listen Here.

 

A Pivotal Election: The NEXT Administration

With voters focused on a number of high-profile issues as they approach the fall elections, mortgage finance topics are being overshadowed. Still, there is a lot at stake. The next administration will preside over a critical restructuring of the mortgage finance system. Dodd-Frank Act rulemaking will continue to make waves, and the top job of the Consumer Financial Protection Bureau may be in new hands.

Mortgage Banking

September 2012

Read more: A Pivotal Election: The NEXT Administration

 

 

Robert Stowe England is an author and financial journalist who has specialized in writing about financial institutions, financial markets, retirement income issues, and the financial impact of population aging.

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